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January 23, 2014

Congress Passes FY 2014 Budget; What You Need to Know

In stark contrast to last year's bitter budget standoff between House Republicans, Senate Democrats, and President Obama that shut down the federal government for 16 days in October, Congressional budget negotiators reached an agreement last week that specifies funding priorities and allocations for the federal government through Sept. 30, 2014.  Striving to avoid another government shutdown and its harmful effects to the still-fragile U.S. economy, House and Senate budget negotiators have been wrangling over how to allocate money…

January 6, 2014

Fed’s Debt Collector Scrutinized for Overly Aggressive Tactics

As many of you know by now, Heather is not a big fan of private student loans, considering their lack of borrower protections and flexibility when it comes time for repayment.  Borrowers of federal student loans enjoy many benefits including fixed interest rates and a number of income-based repayment plans to select from for repayment.  Bottom line, federal student loans are almost always preferred to private ones.   For a more complete comparison of federal versus private student loans, click here. But, as with everything…