Is there a general forgiveness plan for those paying on IBR?  I graduated in 1999 and have been faithfully paying, one way or another 9interest only, IBR, etc.) and am currently IBR.  I’ve heard there is forgiveness after 25 years.  True?

True!  You can receive loan forgiveness for any remaining debt, including interest, after 25 years of qualifying payments.

The following types of payments count towards IBR’s 25-year forgiveness period, as long as you are in IBR at some point during those 25 years:
Payments made under the Income Contingent Repayment plan (ICR)
All payments made on or after July 1, 2009 in the IBR, ICR, and Standard (10-year) Repayment plans
Periods when the borrower has a calculated payment of zero in IBR or ICR (this occurs when your income is at or below 150% of the poverty level for your family size)
Periods on or after July 1, 2009, when you’ve been granted an economic hardship deferment