Hello, quick question about PSLF: When your loans are forgiven after 120 payments (assuming you meet all necessary requirements), does that include all accrued interest as well? I ask because in many statements I’ve read, people or websites list negatives of consolidating loans for PSLF or IBR as increased interest rates. Why does that matter if it would all be forgiven after 120 payments regardless (again, assuming you have much more debt remaining)? I just want to make sure I am not missing anything, as I plan to take advantage of the program.

Thanks,

Aaron

Yes al interest for the loans that are being forgiven is also included in the program.  It is the better way to go if you have high debt like me an are working a low wage public service position