I recently received documentation for annual certification for IBR. I have been on it the past year. My monthly payment has been $0. I sent in my application and tax information last week. It was due before 2/28/15. I received a letter in the mail Saturday that stated, “Due to the status of my loan(s), my IBR application will not be approved or rejected until 4/18/15.” I am still on IBR until approximately this date. Just this just mean it won’t be reviewed until my current IBR plan runs out?

Could anyone provide guidance as to why this happened? I really am confused why I received this response. There is no delinquent payments and the account is current. Thanks.

Hmm.  You say you are still on IBR until this date, you mean the April date?  If you’re good till April, I’m wondering why you were asked to recertify income now…  I say follow up with the loan servicer, in writing if any question remains, until you are both clear on what’s going on.  Your goal is to ensure that there is no gap in your enrollment in IBR and that you are credited with submitting income documentation in a timely manner.

Keep us posted.

Yes, I am good until the April date. They have always asked me to recertify about a month or two beforehand. Do you think they just meant it won’t be reviewed until the current IBR ends?

I have proof it was submitted on time. They have timestamps of receipt on the website with screenshots etc.

krzperfo,

Who is your servicer?