Hi I am getting married in August and my income certification/certification of family size is due by the end of July usually each year.  I would like to have the wedding in July as this would save me $75/month this coming year to show a family size of 2 but its not going to work out that way with my and her family.  If I go ahead and get a marriage license in July before the deadline and then marry in August do you think I could certify a family size of 2?  I don’t know how they check family size in any case.

Hi, Joe. Congrats on your engagement!  I’ll paste the definition of family size below.  Borrowers report their own family size using a form like this: https://www.myedaccount.com/pdfs/IBR Family Size Change Request.pdf

Family size means the number that
is determined by counting the borrower,
the borrower’s spouse, and the
borrower’s children, including unborn
children who will be born during the
year the borrower certifies family size,
if the children receive more than half
their support from the borrower. A borrower’s
family size includes other individuals
if, at the time the borrower
certifies family size, the other individuals—
(i) Live with the borrower; and
(ii) Receive more than half their support
from the borrower and will continue
to receive this support from the
borrower for the year the borrower certifies
family size. Support includes
money, gifts, loans, housing, food,
clothes, car, medical and dental care,
and payment of college costs.

Hi, Joe. Congrats on your engagement!  I’ll paste the definition of family size below.  Borrowers report their own family size using a form like this: https://www.myedaccount.com/pdfs/IBR Family Size Change Request.pdf

Family size means the number that
is determined by counting the borrower,
the borrower’s spouse, and the
borrower’s children, including unborn
children who will be born during the
year the borrower certifies family size,
if the children receive more than half
their support from the borrower. A borrower’s
family size includes other individuals
if, at the time the borrower
certifies family size, the other individuals—
(i) Live with the borrower; and
(ii) Receive more than half their support
from the borrower and will continue
to receive this support from the
borrower for the year the borrower certifies
family size. Support includes
money, gifts, loans, housing, food,
clothes, car, medical and dental care,
and payment of college costs.