I have question that I am not quite sure where to find an anwser. I thought I would try here, I would love any input. I some student loans that I consoildated with Sallie Mae.  Last year I had a daugther, during birth she had a loss of oxygen to the brain which has caused some pretty severe brain damage.  I am unable to work full-time in the field in which I recieved my degree due to her need for care.  She is an IHSS recipient and I am her IHSS provider.  Is there any grant or anything that is offered for people in my place?  Just wondering any help would help my husband and I be able to pay back this debt which we would love to do.

Thanks so much!

Katie,

I am sorry to hear about your circumstances.  I’m afraid I’m not aware of any such benefits, but that doesn’t mean there aren’t any.  As for the student loans, there are options for people having difficulty paying, more for federal loans than private loans.  You could have either kind or both with Sallie Mae.  I suggest you start by figuring out exactly what kind of loans you have:http://askheatherjarvis.com/blog/where-are-my-student-loans

Then we can point you towards what’s available for which loans.

Best,
Heather

Heather,
Thank you!  She is a gift   You know how a present sometimes comes in the mail and it has some torn wrapping and scuff marks but your still excited about the present inside. That’s kind how my girl is, she has torn wrapping and scuff marks but she makes you so excited about what is inside.  I had the Stafford Sub and Unsub loan and then consoildation with Sallie Mae. I have worked it out with Sallie Mae right now so that I am on the plan that let’s us pay whatever we can when we can.  We would just love to be able to pay off this debt it is one of our last debts to pay and my husband is just ready to get out from underneath it. So even any tips or suggestions you have would be amazing on the best way to pay this back effeciently. Sometimes it just seems overwhelming.

Thank you!
Katie

I feel for your situation, I know it must be rough. I myself am in a similar boat. Money has been tight lately, and Sallie Mae is working with me, allowing me to pay what I can. As great as this might sound, isn’t the loan collecting more interest the longer it takes me to pay it off? At this rate, it seems that I will be indebted to them forever. There must be another way!

I’m afraid I’m not aware of any such benefits.