Hello- my parents signed on as guarantors of my graduate loans when I started law school a few years back. I’m now about to graduate and am looking at qualifying for a mortgage for a home I found a great deal on. I was curious if it is possible to sign over a loan to my parents so that my graduate loan debt isn’t a drag on my credit rating or what I’m able to pre-qualify for on a mortgage. I would still be providing my parents with the money to make the payments on the loan, but the loans wouldn’t be in my name. Is this something people have done?

Thank you!

Not really.  You can’t transfer the loans to them, but your parents could repay them if they wish, and could theoretically borrow money to do so.