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Thank you in advance.
I consolidated all of my loans and have been dutifully repaying each month under IBR. However, prior to consolidating all of my loans into one lump sum, I made several qualifying payments (payments that would qualify for PSLF) to each of the separate loans. When i look on the direct servicing website, it notes that several of the payments that i made on the individual loans were qualifying. What happens to those payments? Do those payments count towards the 120 qualifying payments or do they not count because I then consolidated those loans after several months? I hope the question is clear.
Thank you for your assistance.