Hi Heather,

This is Joseph from Columbia (one of the online participants). I had two questions that you weren’t able to get to during our forum, which you told me to post here:

1) If I do loan forgiveness instead of a fixed plan, what monthly payment requirements are there? Can loan forgiveness payments also be income-based?

2) What is the actual definition of a public service job in the governmental and non-profit sectors (and what “other” jobs might fall under this definition)? That is, what is the specific criteria or administrative requirements that determine this?

Thank you so much for hosting this! It was very insightful.

~Joseph

Joseph,

PSLF is not a repayment plan itself, but to make payments that qualify toward forgiveness, a borrower has to make payments under specific repayment plans, most typically IBR.

For more on which jobs count, check out the details here: http://askheatherjarvis.com/blog/3-new-documents-everyone-in-government-and-nonprofit-services-needs-right-n

Let me know if you have other questions!

Heather