I have put myself in a terrible situation without knowing it. I have over 50,000 in private loan debt that accrued over 6 years of college and I had no idea the ramifications of the debt until now. My payment is unmanageable and Wells Fargo is not giving me any alternatives to be able to make the payments and looking for your advice and hoping you have suggestions for me. My credit is not good enough to complete a consolidation and I have 9 loans under one account with varying interest rates. I work in the health professional field and am wondering if there are any programs designed to help with or if I have any other options. I would like to even switch from Wells Fargo because they are so unhelpful but don’t even know if that is possible. I am drowning and don’t know what to do.

I’m sorry you are facing this situation.  The best information online about options for private loan borrowers is on http://studentloanborrowerassistance.org
and http://www.studentloanborrowerassistance.org/collections/private-collections/

You should also check out the Consumer Financial Protection Bureau’s information including here: http://www.consumerfinance.gov/blog/falling-behind-on-your-student-loans-know-your-options/