I know that in order to qualify for IBR my husband and I need to file our taxes separately this year.  However, we live in Texas - community property state - and according to the IRS, if you live in a community property state, you must report half of all community income and all of your separate income.  If I list half of my husband’s income on my taxes, the whole point of filing separately for the IBR will be for naught.  I thought we could do our taxes on our own this year like we always do, but now I’m not so sure.  Any advice/help??