I graduated with a Bachelors degree in 2010.  I have since been helping my mother take care of my grandmother and working full time to pay off my student loans.  My grandmother has recently passed away and my mother needs to buy a home.  However, her credit score will not get her approved for a mortgage loan.  So I will be putting the mortgage in my name, hopefully until her credit gets turned around only.  The mortgage will be $40,000.  This is where things get tricky and I can’t find the answers anywhere.  I have been working towards being able to apply for graduate school, Physical Therapy school particularly.  I plan on starting in the Fall of 2014.  My question is about whether or not I will qualify for student loans to pay for graduate school if I have a mortgage in my name and still about $5,000 to $7,000 in debt from my original student loan debt.