Hi Heather,

I have a problem I have yet to find an answer to online. My school debt is mostly in private loans. My problem is I have become disabled since I started school. I have graduated, but my disability has become so severe that my doctor wants me working 20 hours or less a week (preferably less or not working at all if possible to work on improving my state of being). I am trying to rehabilitate myself so I can work, but 20 hours a week with a four year degree in this economy is not going to get me anywhere near where I need to be to make enough to pay my loans, let alone buy food or a place to live. I have applied for Disability (SSI), but even if I get the approximately $600 a month, it will not be enough to pay my loan payments and live. Unfortunately I have no one else in my life that can help me with payments. I was just wondering if you had any ideas of what could help. Thank you.