Hi all,

I was thinking about my loans today and had a question for the group.

I’m familiar with the language defining full time as 30 hours per week in at least 8 months/year contract. What I’m not sure about is if that extends to the definition of a qualifying payment.

Here’s the example I’m thinking of:
I am employed full time for a school district from mid-August 2012 to mid-June 2013. When I have my employer complete the Employment Certification form, it will have the dates of my contract 9/24/12 to 6/18/13. So the Certification form that I’m submitting is only reflecting 9 months of full time employment for the entire month (September-May). Are these the only months that will count towards my 120 months?

Is the solution to ask my HR department to write 9/1/12-8/31/13 as my dates of employment? I imagine they’re going to feel uncomfortable doing that since they aren’t my contract dates.

I’d always had it in my head that if your contract is 8+ months, you got credit for a full year. But now that I’m looking at it more closely, I don’t see how that would happen based on the forms as they are now.

Thanks for any thoughts!

Beth