I have a joint ffel consolidation. Per divorce decree, I am fully responsible for the loan. I am also the main borrower, so it only effects my credit and shows under my social. I could be eligible for PSLF if I could consolidate this loan into a direct loan. However, the law will not allow. As far as I know, the servicer is not willing to remove the “joint” label on the loan, let me consolidate into just my name, or anything else. What we can do to make Congress move on this? Something has to be done - so unfair!

It is completely unfair and requires a legislative fix.  My best guess about when we might get a fix is during the upcoming Higher Education Reauthorization.  Hard to say exactly when that will happen but signs point to next year.