Heather,

We filed a Chapter 13 that is due to be discharged in Sept. 2014. At the time we had a $30k private loan that we were paying to Sallie Mae. We have about $20k in Parent Plus loans that have not been paid on yet but we will be paying on post-BK. I have a few questions:

1. Are we permitted to make payments on these loans while we are in the CH. 13? I seem to recall being told we could not.
2. I assume we are still accruing interest on these loans during the BK. Would that be accurate?
3. Due to so many issues during the BK we’re not certain that we’ll be in any better shape post BK. Are there any ways to get relief from either the private or Plus loan lenders?

Any advice you have would be greatly appreciated. Please let me know if you have any questions.

Thank you,
Desperate