It looks like to me that if I return to college at least half time then the PLUS debt that I owe for sending the kids through college can be deferred until I get out.  However, I was told by a lady at Fedloan that I can’t get in school deferment on loans to send my kids through by returning to school myself, that the in school deferment is only for when they were in school.

So, can I defer the PLUS debt for my kids education if I am back in school or not?