Hi Heather,

I plan to get a job as a librarian and therefore have the option to cancel my Perkins loans.
Do they usually make you wait a certain amount of time, like a year or 5 years, before you can apply for cancellation? Or as soon as I get a librarian position I can apply for cancellation immediately?

Thanks!
Abby

I love libraries and librarians! 

Schools must cancel up to 100% of a Perkins Loan if the borrower has
served full-time in a public or nonprofit elementary or secondary school system
as:
•  A teacher in a low-income school or a low-income educational
service agency.
•  A teacher in a teacher shortage field, including mathematics,
science, foreign languages, or bilingual education or any other field
of expertise that is determined by a state education agency to have
a shortage of qualified teachers in that state.
•  A special-education teacher, including teachers of infants, toddlers,
children, or youth with disabilities.

A teacher is a person who provides students direct classroom teaching,
classroom-type teaching in a non-classroom setting, or educational
services directly related to classroom teaching (e.g., school librarian,
guidance counselor).

The cancellation form that the borrower files must be signed by an
official in the school system or agency to certify the borrower’s service.
Eligibility for teacher cancellation is based on the duties presented in
an official position description, not on the position title. To receive a
cancellation, the borrower must be directly employed by the school system.
To qualify for cancellation based on any of these three conditions, a
borrower must teach full-time for a complete academic year or its equivalent. 

Also check out the Librarian specific cancellation information here: http://ifap.ed.gov/fsahandbook/attachments/1112FSAHbkVol6Ch5.pdf