Hi,

My student loan case is currently in court. I have received a copy of a Request for Entry of Default, and the box checked was the following: “Legal document assistant or unlawful detainer assistant did not for compensation give advice or assistance with this form.” 

All I want to know is what does this mean and if I need to acquire services of an LDA or an Unlawful Detainer?

Romeyb,

I can’t advise you about your situation without violating the professional rules that govern attorneys.  The National Consumer Law Center gives this general information about dealing with student loan lawsuits:

Generally, you should not ignore a lawsuit unless you have no defenses and if there is no possibility of being forced to pay a court judgment. You may want professional help to figure this out. You should be sure to pick up certified mail and accept notices about court actions.

Even if you lose your case and the government or private lender gets a judgment, this does not mean that you must repay the debt. The judgment allows your creditors to use special collection tools to try to collect. The effectiveness of these tools depends on how much income and property you have and on the type of income and property. Certain types and amount of property, income, and assets are protected by federal and state law from seizure.

The most important strategies to consider if you have been sued are:

Fighting back by raising defenses,
Understanding what might happen if you lose your case and a judgment is entered against you, and
Checking for special rights if you are in the military.

Read more here: Generally, you should not ignore a lawsuit unless you have no defenses and if there is no possibility of being forced to pay a court judgment. You may want professional help to figure this out. You should be sure to pick up certified mail and accept notices about court actions.

Even if you lose your case and the government or private lender gets a judgment, this does not mean that you must repay the debt. The judgment allows your creditors to use special collection tools to try to collect. The effectiveness of these tools depends on how much income and property you have and on the type of income and property. Certain types and amount of property, income, and assets are protected by federal and state law from seizure.

The most important strategies to consider if you have been sued are:

Fighting back by raising defenses,
Understanding what might happen if you lose your case and a judgment is entered against you, and
Checking for special rights if you are in the military.

Read more here: http://www.studentloanborrowerassistance.org/collections/lawsuits/