Hi.  I’ve been married for two years now.  I have six figures in student loan debt and have been on IBR for three or four years now.  My husband has no debt and a much higher salary than what I earn.  To remain on IBR, we decided that when we married we would file separately.  Now that IRS Publication 555 has come out, do I need to include half of his income under my taxes as community property?  We live in California and it looks like the government may be thwarting our income based repayment strategy.  Is there a way around having a portion of his income calculated into my earnings?