Hi Heather,

I applied to consolidate my loans and thought everything was a go. But then today I received a letter that about 3/4 of my loans were not eligble. When I compared them with my online loans, I realized that the ones they said were ineligible for consolidation are not in repayment status yet.  I have already completed school, but I don’t technically graduate until May, so some of my loans haven’t gone into repayment status yet. Should I just cancel my consolidation for now and wait until they are in repayment to conslidate them all?

Thanks,
Abby