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I want to repay my FFEL Program loans under the IBR Plan and my Direct Loans under the Pay As You Earn plan. Will my loan servicers look only at my FF
No. If you have both Direct Loans and FFEL Program loans, the 10-year Standard Repayment Plan amount
that is used in determining your initial eligibility for the IBR or Pay As You Earn plan is based on the total
amount of all of your Direct Loans and FFEL Program loans that are eligible for repayment under either the
IBR Plan or the Pay As You Earn Plan.
Note: If you have both Direct Loans and FFEL Program loans, you could consolidate your FFEL Program
loans that are eligible for the IBR Plan into a Direct Consolidation Loan and then, if you qualify under the
requirements, repay the consolidation loan under the Pay As You Earn Plan. This will
give you a lower monthly payment amount.
For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website