No. Defaulted loans are not eligible for repayment under any of the income-driven repayment plans. However,
you may be able to remove your loan from default by making a specified number of monthly payments in an
amount that is determined using a formula similar to the IBR formula and is based on your income. This is
called “loan rehabilitation.” Once you have rehabilitated your defaulted loan, you could then repay the loan
under an income-driven plan

As an alternative to loan rehabilitation, you may be able to consolidate your defaulted loans into a Direct
Consolidation Loan if you agree to repay the consolidation loan under an income-driven repayment plan.
Contact your loan servicer for more information about loan rehabilitation and consolidation.

For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website