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My spouse and I have a joint consolidation loan. Can we repay the loan under an income-driven repayment plan?
Yes. However, you and your spouse must each request the same income-driven repayment plan. Also,
regardless of how you and your spouse file your federal income tax return (jointly or separately), your loan
servicer will determine your eligibility and payment amount based on your and your spouse’s combined
income and eligible federal student loan debt.
For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website