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My spouse and I file separate federal income tax returns. Is there an income-driven repayment plan that takes our combined income and loan debt into a
Yes. If you and your spouse each have Direct Loans and both of you want to repay your loans under the ICR
Plan, you may choose the ICR Plan joint repayment option. With this option, your loan servicer will determine
the ICR Plan monthly payment amount for you and your spouse based on your combined income and Direct
Loan debt. However, each of you will still make a separate monthly loan payment.
For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website