This depends on whether you submit the Income-Driven Repayment Plan Request electronically or complete
the paper form.

• If you apply electronically, you may have the option to provide your AGI electronically by using the IRS
Data Retrieval Tool on This Website, which allows you to transfer income information from your
federal tax return. This option is available if
  • you filed a federal income tax return in the past two years and
  • the income in your most recent federal income tax return is not significantly different from your current
income.
• If you complete the paper Income-Driven Repayment Plan Request, you can attach a copy of your federal
income tax return or an IRS tax return transcript (your loan servicer needs only the page that shows your
AGI).

With either the electronic or paper option, you will be required to certify your family size on the application.

For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website