As with any other repayment plan, you’re required to make your full, required payment each month, unless
you received a deferment or forbearance. If you don’t make your full, required monthly payment amount, you
could become delinquent or go into default. Defaulted loans are not eligible for income-driven repayment
plans or any other repayment plan, but you can resolve your defaulted loan status through loan rehabilitation
or consolidation.

If you’re having trouble making your full, required monthly payment amount under an income-driven
repayment plan (or any other repayment plan), contact your loan servicer to discuss options such as changing
to a different repayment plan, or requesting a deferment or forbearance.

For more information go to the Income-Driven Repayment Plans: Frequently Asked Questions Website