Yes. Like other Direct Loans, Direct PLUS Loans are eligible for PSLF. However, there are additional
factors to consider if you are a parent who has taken out a PLUS Loan.

First, the eligibility for PSLF of a parent who has taken out a PLUS Loan is based on the parent’s
qualifying public service employment, not on the employment of the dependent student on whose
behalf the parent borrowed. Second, PLUS loans received by parents may not be repaid under the
IBR, Pay As You Earn, or ICR Plan, the three repayment plans most likely to leave a borrower with a
remaining balance to be forgiven under PSLF. The IBR and Pay As You Earn Plans are also not
available for Direct Consolidation Loans that repaid PLUS loans received by parents. However, a
Direct Consolidation Loan that repaid PLUS loans received by a parent may be repaid under the ICR
Plan. For more information regarding loan consolidation.

Note that PLUS loans made to graduate and professional students may be repaid under the IBR, Pay
As You Earn Plan, or ICR Plan.

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