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The 120 required qualifying payments must be made under one or more of the following Direct Loan
Program repayment plans:
• The IBR Plan
• The Pay As You Earn Repayment Plan
• The ICR Plan
• The 10-Year Standard Repayment Plan (see Q22 and Q24)
• Any other Direct Loan repayment plan, but only payments that are at least equal to the
monthly payment amount you would be required to pay under the 10-Year Standard
Repayment Plan may be counted toward the 120 qualifying payments for PSLF