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Although payments made under the 10-Year Standard Repayment Plan are qualifying payments for PSLF, will I have any remaining balance to be forgiven if
No. Because the 10-Year Standard Repayment Plan requires you to fully pay off your loan within ten
years (120 monthly payments), you will not have any remaining loan balance to be forgiven if you
make all of your 120 qualifying payments under a 10-Year Standard Repayment Plan.
The 10-Year Standard Plan is included as an eligible repayment plan for PSLF purposes so that
borrowers may receive credit toward the required 120 PSLF payments for payments they may have
made under this plan before switching to IBR, Pay As You Earn, or ICR.