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If I am repaying my Direct Loans under the IBR or Pay As You Earn Plan, what will happen if I am determined to no longer have a partial financial hard
Yes. Although you must have a partial financial hardship to initially qualify for IBR and Pay As You
Earn, you may remain in the IBR or Pay As You Earn Plan even if you are later determined to no
longer have a partial financial hardship. However, your monthly payment will be adjusted and will no
longer be based on your income. As long as you remain in the IBR or Pay As You Earn Plan, your
monthly payments will count toward the required 120 payments for PSLF.