I’m interested in refinancing my federal loans (for law school) with one of the companies featured in the WSJ article “The New Math of Student Loans and (http://blogs.wsj.com/moneybeat/2015/07/31/should-you-refinance-your-student-loans/). Based on your experience in this field, do you have reason to believe SoFi, Common Bond, DRB, Earnest, or Citizens is better? I understand you are not my lawyer and you can’t give advice, but I’m curious about your experience. Thanks.

I don’t want to have any conflict of interest with borrowers so I’m really careful to keep lenders at arms length. You’ll see my thoughts on this subject here: http://askheatherjarvis.com/blog/private-student-loan-consolidation-or-refinancing