Hello.

I am currently 6 payments behind on my student loans. I have made payments monthly but it is always less than the minimum due. I tried to work with them but they have told me that they cannot help me. I am no longer eligible for any help. However, I cant afford to make the minimum amount and I definitely cannot afford to catch up. What happens if I only continue to pay what I can actually afford every month until I am at a point where I can do more?