Hi Heather,

Our adult daughter (7 years out of college) and we would like to find someone we can sit down and chat with about how to best move forward with managing the education debt we have all accrued on behalf of her degree. Her situation is further complicated by the fact that she lives abroad and gets nicked by both conversion and transfer rates when making her monthly payments.

Do you have any recommendations for how we might go about finding such a person? I assume that you do not provide individual services, but may know how we can find someone who does.

Thank you!

High debt levels in your financial structure is an alarm for you to wake up and break the debt cycle. Banks and other financial institutions are the best friends if you are looking for an educational consultant. There are various loan forgiveness programs which can help you in reducing your debt, like teach grant application and public service loan forgiveness, depending on the type of loan you have availed. You can get out of your debt easily, if you have fulfilled some of their criteria.