Hello everyone,

I’m looking for advice. I’m a newly commissioned Air Force officer and am now figuring out how to handle all of my loans. I have federal direct loans which fall under the PSLF and my parents also took out loans for me, which I have to pay, under parent plus loans. The parent plus loans are under my father’s name but my mother is a public school teacher which qualifies her for PSLF, but I heard from our lender that she doesn’t qualify because the parent plus loans are not in her name. My question: is there any way to decrease or forgive the parent plus loan based on my military status or my mother’s public teacher status? I was hoping that since the parent plus loan went into my bank account that it would fall under my name somehow and that that loan would also fall under my PSLF. I’m desperately trying to help my family pay these immense loans. Please help.

Very Respectfully,

Air Force friend