I have been on SSDI since 2008, and work on a part time basis earning well under the Substantial Gainful Activity level.  A couple of weeks ago, I received paperwork stating that I may qualify for a Total and Permanent Disability (TPD) discharge of my old Direct Loans that I have had on income based deferment since 2008.  While I am excited, this comes at a time when I am about to apply for an auto loan.  How will this deferment affect my loan worthiness if it ends up being processed prior to my auto loan application?  Thanks!