Practical Student Loan Tools and Resources From Happy Go Legal and Heather
Chelsea Callanan of Happy Go Legal interviews Heather to give resources and advice to law students and new lawyers grappling with student loan debt. In this podcast, Chelsea and Heather discuss: Understanding your full financial picture Resources to get on track financially Setting measurable goals and realistic timelines for paying off your student loan debt Here are the links if you just can't wait another minute! National Student Loan Data System for Students: NSLDS.ed.gov Annual Credit Report.com: annualcreditreport.com Student Loan Borrow…
Sorting Out the Income Driven Repayment Options
You say tom-a-to, I say tom-ah-to. But the income driven repayment options are much more different than their names imply. Pay As You Earn (PAYE) gets you the lowest payments and earliest forgiveness, but can't be chosen by people who borrowed before October 1, 2007. Income-Based Repayment is a little more expensive than PAYE but is available to more folks. Income-Contingent Repayment isn't the newest or cheapest option, but if you are a Parent PLUS loan borrower, it's the only available income-driven plan (and only after…
