IBR Goes Digital!
An Electronic Income-Based Repayment (IBR) Application is now available and only 27 months after IBR came on line! If you qualify for Income-Based Repayment, your required monthly payment will be capped at an amount that is intended to be affordable based on your income and family size, and will be less than what you would have to pay under a 10-year Standard Repayment Plan. Why consider IBR? Well, assuming that you are not a Kardashian or heir to the Five Guys Burgers & Fries™ dynasty (I like cheese, jalepenos, mushrooms…
Avoiding Student Loan Default - New York Times Editorial Reiterates Heather’s Position
If you have been following Heather's blog, website, or various social media platforms for any time at all or have been able to hear her speak live at your school or event, you know that Heather is passionate about helping borrowers avoid defaulting on their loans and developing a loan repayment plan that they can afford. In an editorial published in the New York Times this past Sunday, the Times points out that a number of flexible repayment options are available to borrowers, yet they might not even know those programs exist. Quoting…
How Changes in a Student’s Financial Situation Can Affect Aid
In today's uncertain economic times, last year's tax returns might not be an accurate portrayal of this year's income. That said, Heather spoke recently with Fox Business News writer Emily Driscoll to discuss how changes in a student's financial situation can affect their access to financial aid. Read Emily's article here.
GI Bill Consumer Awareness Act of 2012
As many of you may know, in addition to being Heather's Communications Director, I am also a retired U.S. Marine Corps officer, having served my country honorably for nearly 23 years. Prior to earning my commission, I served for nearly 11 years as an enlisted man and used my GI Bill benefits to earn a Bachelor of Business Administration (BBA) degree in Management Information Systems (MIS) from the University of Oklahoma - Go Sooners! The military offered me a great opportunity to escape the unforgiving shackles of poverty that often…
Heather shares advice with Idealist on how to make graduate school a reality
It’s back-to-school time! To help you prepare, Idealist will feature advice on finding, applying, and paying for graduate school. In their first post, Heather shares tips on how to manage your undergrad loans and make sense of your graduate school loans. You can also learn more by listening to The Idealist's podcasts on the Public Service Loan Forgiveness Program and Income-Based Repayment Plan. Check it out here!
